“I don’t want a free vacation” — said no one ever.

All-inclusive resorts have become increasingly popular, especially since the COVID-19 pandemic. Gone are the days of mediocre, soggy food and cringe-worthy rooms that all-inclusives used to be infamous for. Thousands of five-star all-inclusive resorts have popped up around the world, promising guests luxury experiences with gourmet dining and world-class bars, fun activities and high-end service. The only downside is these luxury hotels often come with a high price tag, but they don’t have to.

Just like you can earn thousands of points on your AmEx Platinum or your Chase Sapphire for your travel bookings, you can earn valuable points on the World of Hyatt credit card through Chase.

Right now, the sign up bonus of 60,000 points is enough to earn you three nights at the Hyatt Ziva in Los Cabos, Mexico or two nights at the flagship Hyatt Ziva/Zilara in Cap Cana, Dominican Republic among others. At 20,000 points/night and 25,000 points/night respectively, those bookings include everything, from your room, alcohol, food and non-motorized water sports. Cash rates at these properties can be astronomical in peak season, with the Cap Cana hotels coming in at no less than $650 USD per night, giving you a fantastic value for your points.

The World of Hyatt credit card also comes with Hyatt Discoverist status. While this status is by no means the highest tier, it can get you preferred rooms, priority reservations and generally more “appreciation” during your stay.

Compare the points redemption rates for Hyatt versus points redemptions at Hilton or Marriott. You’ll typically find much higher points rates, like 80,000 points per night at the Hilton La Romana. With Marriott, you can book a room at the Royalton Bavaro for 50,000-70,000 points for a standard room redemption. Right off the bat, you are saving tens of thousands of points and staying at a significantly higher end property in the Dominican Republic. The 25,000 points for the Hyatt Zilara Cap Cana is a far cry from the 50,000 or even 80,000 points for a comparable Marriott or Hilton resort and will take you much longer to save up for.

I hear you saying, “I don’t want to stay at a hotel for just two nights?” Don’t worry, I got you.

There are a few easy ways to maximize your spend on the Hyatt credit card to generate you enough to book that weeklong or two week long getaway. The first may seem obvious: use this credit card when booking any Hyatt-affiliated hotels. However, what many people don’t know is that Hyatt has partnered with Small Luxury Hotels (SLH) to increase their footprint all over the world. This has greatly increased the number of available Hyatt properties worldwide.

You may be amazed to find out just how many of your favorite boutique hotels are now bookable via Hyatt and will earn you valuable points. Hyatt also acquired Two Roads Hospitality a few years ago, furthering their footprint around the US. Hyatt credit card members earn four additional points per dollar, on top of the five points earned as a World of Hyatt member. That means nine points per dollar on any hotel booking, restaurant or spa purchase at Hyatt hotels.

That wasn’t a typo, it’s really nine points per dollar spent.

Hyatt also offers two points per dollar on “getting around” with Uber/Lyft or commuting expenses. You also earn two points per dollar on dining, airfare and gym memberships. The airfare points per dollar is not as competitive as you can get from AmEx (five points per dollar) or Chase Sapphire (three points per dollar), but the gym membership is, in fact, a valuable offer. This includes fitness apps like Peloton and Equinox. All other purchases qualify for one point per dollar spent.

As you can see, it’s fairly easy to accrue points on the World of Hyatt credit card with everyday spending.

I know, I know…I hear you saying, “But I already have so many points sitting in my Chase account, what about those?”

Here’s a bonus pro tip for you, if you have the Chase Sapphire Preferred or Reserve, you can transfer your points from those cards to your World of Hyatt account at a 1:1 ratio, meaning one point on Chase is equal to one point on Hyatt to top off your points bank with extra points for your vacation. If you don’t have a Chase card, even better, sign up for the Chase Sapphire Preferred card with the insane 100,000 point bonus and transfer them all over to Hyatt (the sign up bonus is limited). Those points will earn you four to five nights at the aforementioned Hyatt Ziva/Zilara properties.

A luxury all-inclusive vacation may be closer than you think. If you’re looking for a credit card that will enable you to accrue points quickly and book a wide variety of all-inclusive resorts at an excellent value, look no further than the World of Hyatt credit card.