On October 26, I rolled a car five times and walked away with only a black eye and some scrapes and bruises. But the anxiety that followed during the next week made me cancel my month-long trip to Brazil…with almost immediate regret.
Rather than dwelling on this, I decided to shift my focus elsewhere. I picked up a job in retail and a handful of freelance jobs, and within a few weeks, I pulled my savings and paid off all my credit card debt. Over $6,500 of it.
As soon as I set all my accounts back to 0, I realized how rigid my life had become due to my debt. It had never been so obvious until I was liberated from it. Never, ever will I fall victim to that lifestyle again.
Here’s how you can work around/prevent credit card debt during the holiday season. Or any season, really.