1. The importance of urban policy
Most presidential candidates have avoided or skimmed over the topic of urban policy and housing, despite our ever-growing urban populations. Our cities aren’t just hubs of earning and wealth dispersal amongst and between classes, they’re the lifeblood of our banking system. Real estate is the largest asset category in the United States and the center of the greatest market crash since the Great Depression. We are in the midst of a rental housing crisis, where the rents are rising faster than inflation, leaving people in the lurch for affordable housing and mortgage lenders hesitant to finance anyone looking for a loan.