The pandemic has changed the travel insurance industry over the past year. Near the start of 2020, some travelers learned that their insurance didn’t cover their trip and were left taking a loss as borders shut down. Others settled for vouchers or spent hours navigating issues not explicitly laid out in policies.
A year into the pandemic, travel insurance companies have adapted to fit people’s needs during a time when doors can suddenly close without much warning. Rules regarding COVID-19 tests rapidly change depending on cases both domestically and abroad.
“Even less expensive trips may have to be canceled last minute because of unforeseen circumstances (i.e. a covered serious illness or injury of a family member or travel companion),” says Daniel Durazo, director of marketing and communications at the travel insurance provider Allianz Partners. “Travel delays are also out of your control and can get quite expensive, so you’ll want to make sure you’re covered.”
These are the things to take into consideration when purchasing travel insurance during the pandemic.